The course will discuss the disclosure and performance for long-term care Insurance. It will also go over the producer training requirements, incontestability period and the nonforfeiture benefits. In addition, these topics will be discussed; the Authority to promulgate regulations, administrative procedures, severability, and the penalties. The purpose of this act is to promote the availability of long-term care insurance policies. There are all the Long-Term Care Partnership requirements in this book. Topics to be discussed as follows: Deficit Reduction Act of 2005, Asset Protection, Required Provisions, Residency Requirements, and Benefit Triggers. This is an 8-hour continuing education course for Long Term Care that is designed to help the agent benefit the client with more in-depth information regarding the uses of long-term care. The course covers information concerning, what is long-term care, what services it provides, the facilities where long-term care can be found. The course also goes into providing information of who pays for coverage; the availability of insurance products and how the Long-Term Care products are designed. Also, this course covers in depth each of the policies provisions and benefits. Alternative investment choices are also discussed so the agent can help inform their clients into different investment choice that can help insured to cover the costs of Long-Term Insurance.